The Danish FSA

The Danish Financial Supervisory Authority (FSA) conducts  inspections of the financial institutions in Denmark, including Danske Bank, regularly and afterwards prepares statements of its inspections. We are required to publish such statements on our website. We must also publish decisions and other supervisory reactions from the FSA.

Below you can see statements, decisions, supervisory reactions and the like listed by quarter and any comments we may have.

Statements and comments, Q4 2016 Comments​
Statement on themed inspection of Danske Bank A/S (new lending for owner-occupied and cooperative dwellings in growth regions) 3 October 2016
Danske Bank will meet the requirements of the FSA​

 

Statements and comments, Q3 2016 Comments​
Report on inspection at Realkredit Danmark A/S (LTV ratio monitoring) of 25 August 2016
Danske Bank will meet the requirements of the FSA​
Statement on inspection in the market risk area at Danske Bank A/S (management of interest rate risk with a focus on hedging transactions) of June 2016
​No comments


Statements and comments, Q2 2016 Comments​
Decision on additional liquidity requirement for Danish SIFIs including Danske Bank of 17 June 2016
​Danske Bank will meet the requirement
Administrative fine notice Danske Bank A/S 24 May 2016
Comments on acceptance of administrative fine notice 25 May 2016
Statement of inspection at Danske Bank A/S (liquidity area) of 9 May 2016

​Danske Bank will meet the requirements of the FSA
Statement on inspection of Danske Bank's operational risks dated 2 May 2016 ​Danske Bank will meet the requirements of the FSA

 

Statements and comments, Q1 2016 Comments​
 Statement on inspection of Danske Bank (AML area) dated 16 March 2016  Comment on statement on inspection of Danske Bank (AML area) dated 16 March 2016​
 Statement on inspection of Realkredit Danmark A/S (owner-occupied home model and arrears) dated 11 February 2016 ​Realkredit Danmark will meet the requirements of the FSA
​Statement on inspection at Danske Bank (cover pools etc.) of 11 February 2016​ ​Danske Bank will meet the requirements of the FSA
​  Statement on supervision of activity at Dansk Bank (quotation of reference rates) of 8 February 2016 ​No comments
 Statement on inspection on product development at Danske Bank AS of 22 January 2016 ​No comments
 Statement on inspection of the repo area at Danske Bank AS of 6 January 2016 Danske Bank will meet the requirement of the FSA

 

Statements and comments, Q4 2015 Comments​
 Statement on review of new Norwegian loans at Danske Bank AS of 21 December 2015 ​No comments
​​​ Statement on review of the anti-money laundering area at Danica Pension of 4 December 2015 ​No comments

 

Statements and comments, Q3 2015 Comments​
 Statement on review of new Swedish loans etc. at Danske Bank of 6 October 2015 ​Danske Bank will meet the requirements of the FSA
Decision on partial control review of the annual report for 2014 of Danica Pension of 14 September 2015

Decision on partial control review of the annual report for 2014 of Forsikringsselskabet Danica, Skadesforsikringsaktieselskab af 1999 of 14 September 2015
Danica has met the requirement. See "Report and supplementary/corrective information on the annual report for 2014" published on 22 July 2015 in connection with announcement of half-year results for the first half of 2015 for Forsikringsselskabet Danica, Skadesforsikringsaktieselskab af 1999 and for Danica Pension.
​Administrative fine notice - Danske Bank A/S, 26 August 2015 Comments on acceptance of administrative fine notice, 26 August 2015 (23 KB)​
​​​​ Statement on inspection of Danske Bank AS's market risk area of 3 July 2015
​No comments
​​​ Statement on inspection of Danske Bank (risk management function, compliance function & internal audit) 3 July 2015  ​No comments
 
Statements and comments, Q2 2015 Comments​
​​​ Statement on inspection of Danica Pesnion, Livsforsikringsaktieselskab 27 April 2015  ​Danica Pension will meet the requirements of the FSA
 
Statements and comments, Q1 2015 Comments​
​​​ Statement on inspection of Realkredit Danmark AS 16 April 2015  ​Danske Bank will meet the requirements of the FSA
​​ Statement on review of new lending etc at Danske Bank 2 March 2015  ​Danske Bank will meet the requirements of the FSA

 Statement on IT inspection of Danske Bank Group 4 February 2015 

​Danske Bank will meet the requirements of the FSA
​​​Control of compliance with accounting rules (control review) of Danske Bank AS's annual report for 2013. 19 January 2015 
Danske Bank will meet the requirements of the FSA
​​Statement on supervision of activity at Danske Bank A/S of 22 December 2014 
No comments
 
Statements and comments, Q4 2014 Comments​

Statement on inspection at Danske Bank AS of 27 November 2014 (valuation of Swedish commercial property in Cover Pool C)

​Danske Bank has met the requirements of the FSA
​​Statement of inspection of Danske Bank 26 October 2014 (Asset Quality Review and stress test)
Danske Bank accepts the statement

See company announcement No. 24 of 26 October 2014: Danske Bank passed stress test with a solid margin
 
Statements and comments, Q3 2014 Comments​
​​Statement on order to Danske Bank A/S on risk weighting of specialised lending to retail customers, 28 July 2014 
Danske Bank has met the requirements of the FSA
 
 
Statements and comments, Q2 2014 Comments​
​​Administrative fine notice - Danske Bank A/S, 29 April 2014
Comments on acceptance of administrative fine notice, 2 May 2014 (23 KB)​
Statement on inspection at Danske Bank, 10 April 2014 (remuneration at financial undertakings) 
Danske Bank has met the requirements of the FSA. The cap is stated in the remuneration policy adopted by the Bank's annual general meeting on 18 March 2014.

 

Statements and comments, Q1 2014 Comments​
Administrative fine notice - Danske Bank A/S, 18 February 2014 
Comments on acceptance of administrative fine notice, 19 February 2014 (23 KB)​
Statement on inspection at Realkredit Danmark, 22 January 2014  Danske Bank has met the requirements of the FSA

 

Statements and comments, Q4 2013
 Danish FSA statement on Realkredit Danmark  Danske Bank has met the requirements of the FSA

 

Statements and comments, Q3 2013
 Danish FSA statement on independent investigation of Danske Bank's market risk area Danske Bank has met the requirements of the FSA

Statements and comments, Q2 2013
Statement of inspection at Danske Bank - management and control in the liquidity area (31 KB) Danske Bank has met the requirements of the FSA
 

Statements and comments, Q1 2013
 Statement on inspection of Danske Banks covered bond registers (108 KB) No comments
 Statement concerning orders to Danske Bank regarding its liquidity position (100 KB) Danske Bank has met the requirements of the FSA

 

 

Statements and comments, Q4 2012
 Statement on inspection at Realkredit Danmark (41 KB) No comments
 Statement on inspection at Danske Bank (lending to finance company acquisitions) (26 KB) No comments
 Statement on inspection at Danske Bank (management and control of the credit area (29 KB) Danske Bank has met the requirements of the FSA
 Statement on inspection at Danica Pension - Livsforsikringsaktieselskab (40 KB) Danica Pension, Livsforsikringsaktieselskab has met the requirements of the FSA
 Statement on inspection at Forsikringsselskabet Danica -  Skadesforsikringsaktieselskab (38 KB) Danica Pension, Skadeforsikringsaktieselskab has met the requirements of the FSA
 Statement on inspection at Realkredit Danmark (large loans) (13 KB) Realkredit Danmark has met the requirements of the FSA

 

 

Statements and comments, Q3 2012
 Danish FSA statement on inspection of Danske Bank (credit area) (29 KB) Danske Bank has met the requirements of the FSA

 

 

 

Decision and comments, Q2 2012
Danish FSAs decision of 15 June 2012 concerning Money Laundering  Resolution of 15.06.2012 on Danske Bank's Anti-money Laundering Measures - Follow-up (135 KB)

 

Statements and comments, Q1 2012
 Danish FSA statement on inspection of Danske Bank (agricultural customers) (27 KB) No comments
 Danish FSA statement on inspection of Danske Bank (IT) (13 KB) No comments

Statements and comments, Q4 2011
 Danish FSA statement on inspection of Realkredit Danmark (26 KB) No comments
 Danish FSA statement on inspection of Danske Bank in Northern Ireland (23 KB) No comments
 Danish FSA statement on inspection of Danske Bank in Estonia/Latvia (162 KB) No comments
 Danish FSA statement on inspection of Danske Bank (SME customers) (15 KB) Danske Bank has met the requirements of the FSA

Statements and comments, Q3 2011
 Danish FSA statement on inspection of Realkredit Danmark (26 KB) Danske Bank has met the requirements of the FSA
 Danish FSA statement on inspection of Danske Bank in Ireland (137 KB) No comments

Statements and comments, Q2 2011
 Danish FSA statement on inspection of Danske Bank A/S (15 KB) Danske Bank has met the requirements of the FSA

Statements and comments, Q1 2011
 Danish FSA statement on inspection of Realkredit Danmark (23 KB) No comments
 Danish FSA statement on inspection of Danske Bank A/S (IRB area) (110 KB) Danske Bank has met the requirements of the FSA
 Danish FSA statement on inspection of Danske Bank Finland (102 KB) Danske Bank has met the requirements of the FSA
 Danish FSA statement on inspection of Danske Bank in Luxembourg (111 KB) Danske Bank has met the requirements of the FSA

Statements and comments, Q3 2010
 Danish FSA statement on inspection of Danske Bank A/S (market risk area)(84 KB) No comments
 Danish FSA statement on inspection of Realkredit Danmark A/S (107 KB) No comments
 Danish FSA statement on inspection of Danske Bank in Ireland (115 KB) Danske Bank has met the requirements of the FSA

Statements and comments, Q2 2010
 Danish FSA statement on inspection of Danske Bank A/S (80 KB)  Comments on FSA statement on inspection of Danske Bank A/S (151 KB)
 Danish FSA statement on inspection of Danske Bank in Lithuania (73 KB)  No comments

Further information
Read the Executive Order on the Duty of Financial Companies etc. to Publish the Danish FSA's Assessment of the Company etc.: 

 

 

 Last updated on 13 July 2016​

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Financial reports
We have compiled an Excel file with quarterly accounting data going back to Q1 2004.

 Download accounting data
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