Addressing societal challenges

Danske Bank is committed to helping solve some of the fundamental challenges that society faces today. We do not have all the answers, but together with our partners, we’re working to make our knowledge and resources available for the benefit of society. We have a responsibility to help build financial confidence in children and youth and at startups and to ensure a responsible transition to future financial services.

 

 

 



Building financial confidence in children and youth

The young generation of the new millennium faces a world different from the one a generation before them. Even as digital natives, they must learn to navigate the financial system and the new challenges it brings – from digital services to new service providers, from a declining use of cash to cyber security risks. We believe that building financial confidence in young people will help them to make better financial choices later in life.  


Engaging the next generation in conversations about money

Engaging children and youth in conversations about money is more important than ever. We want to help children obtain basic knowledge about money and personal finances. For example, Danske Bank employees in Denmark participate in schools as guest lecturers to teach youth about personal finance skills.
Explore educational programmes


1,000

students taught about interest rates and budgets

Lowering barriers to economic growth among start-ups

Startups and small and medium-sized enterprises (SMEs) play a key role in growing the economy across markets. But competition can be fierce when companies have limited knowledge and access to resources. Half of startups fail within the first five years. At Danske Bank, we help startups and SMEs succeed by providing access to funding, talent and advice.

An online growth platform

In 2015 we created The Hub, an online platform that gives young companies with growth ambitions easy access to recruiting opportunities and investor guidance. We developed the platform with Rainmaking Loft, an experienced player in the Danish startup community. 

Learn more about The hub


300

Ambitious entrepeneurs found skilled employees through our start-up portal The Hub

Enabling growth among SMEs

We work continually to develop solutions for promising small and medium-sized businesses. In 2015, together with Danica Pension, ATP and Pension Danmark, we established a DKK 1 billion fund to provide equity loans for qualifying SMEs.



Ensuring financial inclusion in a digital world 

As services become increasingly digitalised and cash is used less frequently, the risk of excluding vulnerable groups from making financial transactions grows. At Danske Bank, we develop products and services that help ensure a responsible transition to a modern financial infrastructure. 

Making online banking simple and easy

In 2014, we developed Easy Bank, a simple alternative to our eBanking system, together with 16 elderly members of DaneAge and with input from other important organisations such as LEV, an association for people with mental disabilities.

Explore accessibility

Increasing donations with MobilePay

As fewer people use cash, raising money for charity by door-to-door collection becomes harder. MobilePay has enabled many charitable organisations to gain access to a much broader donor group. It has been free of charge for approved charitable organisations since 2016.

Step-by-step meetings

Many senior citizens have adapted to the new digital reality, but for some, the switch to self-service can be a hurdle. In order to ease the transition, Danske Bank has organised “Step-by-step” meetings in Denmark and Northern Ireland to give senior citizens basic knowledge about our digital services and help them develop the skills to use the services. 

5,500

Number of senior customers that developed digital skills

United Nations Sustainable Development Goals

The United Nations Sustainable Development Goals (SDGs) define the economic, social and environmental dimensions of major challenges the world faces today. At Danske Bank, we believe businesses play a role in achieving the SDGs, and that is why we are seeking to align our core business and strategic initiatives with the SDGs.

Read more about our role 

Corporate volunteering

In 2016, we spent 5,000 hours on voluntary work, helping people gain the financial confidence to handle the challenges of their personal finances.
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Our approach

At Danske Bank, we integrate corporate responsibility in our core business, work with partners and stakeholders, and report on our progress regularly.
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Environmental impact

We support the transition to a low-carbon economy through our operations, and indirectly through cooperation with customers, portfolio companies and business partners.
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