2.3%
Return on equity after tax
DKK 3.1 bn
Net profit
Chief Executive Officer
Find the most relevant files
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04. nov 2020Interim report - first nine months 2020
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04. nov 2020Conference call presentation - first nine months 2020
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04. nov 2020Fact Book Q3 2020
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04. nov 2020Debt investor update Q3 2020
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08. jan 2021Script for pre-close call Q4 2020
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05. nov 2020Speech from conference call - first nine months 2020
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04. nov 2020Audio from conference call - first nine months 2020
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02. nov 2020Restatement of Group fee breakdown
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04. nov 2020One-off items Q3 2020
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04. nov 2020Financial statements Q3 2020
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04. nov 2020Additional Pillar 3 disclosures Q3 2020
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04. nov 2020Internal Capital Adequacy Assessment - first nine months 2020
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04. nov 2020Supervisory Diamond - first nine months 2020
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05. feb 2020Risk Management 2019
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05. feb 2020Sustainability Report 2019
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05. feb 2020Sustainability Fact Book 2019
Outlook for 2020
The outlook has been updated. As stated in company announcement no. 11 of 27 October 2020, we now expect a net profit of DKK 4-4.5 billion. Previously, we guided for a full-year net profit of at least DKK 3 billion.
The upward revision is based on generally improved developments in the financial markets, continually good progress in the underlying business as well as lower costs. We now expect costs, including the planned costs for the Better Bank transformation, to amount to around DKK 28 billion, against our previous guidance of DKK 28-29 billion.
We maintain our ambition for a return on shareholders’ equity of 9-10% in 2023.
The outlook is subject to uncertainty and depends on economic conditions, including government support packages.
Facts & figures

199
number of branches
2.4
million
eBanking, Mobile and Tablet Banking customers

One-off items
(DKK millions) | Q1 2020 | Q2 2020 | Q3 2020 | Q4 2020 | 2020 |
Reported pre-tax profit | -1,663 | 3,112 | 2,795 | 4,244 | |
One-off items, in sum | 0 | 0 | 0 | 0 | |
Adjusted pre-tax profit | -1,663 | 3,112 | 2,795 | 4,244 | |
(DKK millions) | Q1 2020 | Q2 2020 | Q3 2020 | Q4 2020 | 2020 |
Net interest income | 0 | 0 | 0 | 0 | |
Net fee income | 0 | 0 | 0 | 0 | |
Net trading income | 0 | 0 | 0 | 0 | |
Other income | 0 | 0 | 0 | 0 | |
Revenues, in sum | 0 | 0 | 0 | 0 | |
Costs | 0 | 0 | 0 | 0 | |
Impairments | 0 | 0 | 0 | 0 | |
Profit before tax, Non-core | 0 | 0 | 0 | 0 | |
Effect on pre-tax profit | 0 | 0 | 0 | 0 |
Financial accounts
Look up historical data on our income statement, balance sheet and key figures going back to 1998.
Download financial accounts going back to Q1 2004
Download financial accounts from 1998-2004
Shares
Regulation
Debt
Contact us
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Claus I. Jensen
Head of Investor Relations
Mobile: +45 25 42 43 70 Email: clauj@danskebank.dk -
Robin Løfgren
Chief IR Officer
Mobile: +45 24 75 15 40 Email: rlf@danskebank.dk -
Olav Jørgensen
Chief IR Officer
Mobile: +45 52 15 02 94 Email: ojr@danskebank.dk -
Sofie Heerup Friis
Senior IR Officer
Mobile: +45 20 60 51 15 Email: sofri@danskebank.dk -
Tulle Louise Præstrud
IR Coordinator
Phone: +45 45 14 06 80 Email: lopr@danskebank.dk