Financial results - first nine months 2018

10.1%

Return on equity after tax

DKK 11.6 bn

Net profit

"The business developed largely as expected in the first nine months. We continued to achieve lending growth across the Nordic countries on the back of positive developments in the Nordic economies, and there was solid lending activity among both retail and commercial customers. Credit quality also remained solid, and net interest and net fee income were in line with the year-earlier levels despite increased pressure on margins. However, total income was affected by the uncertainty in the financial markets."
Jesper Nielsen

Interim Chief Executive Officer

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Find the most relevant files

  • 01. nov 2018Interim report - first nine months 2018
  • 01. nov 2018Conference call presentation - first nine months 2018
  • 01. nov 2018Fact Book Q3 2018
  • 01. nov 2018One-off items Q3 2018
  • 05. nov 2018Speech from conference call - first nine months 2018
  • 01. nov 2018Audio from conference call - first nine months 2018
  • 01. nov 2018Financial statements Q3 2018
  • 01. nov 2018Additional Pillar 3 disclosures Q3 2018
  • 01. nov 2018Internal Capital Adequacy Assessment - first nine months 2018
  • 01. nov 2018Supervisory Diamond - first nine months 2018
  • 02. feb 2018Risk Management 2017
  • 02. feb 2018CR Report 2017
  • 02. feb 2018CR Fact Book 2017
View all

Outlook 2018

First nine months 2018: The outlook has been updated

We expect net interest income to be slightly lower than in 2017, as volume growth is offset by margin pressure

Net fee income is expected to remain strong, including the effect of the acquisition of SEB Pension Danmark and subject to customer activity.

Expenses are expected to be significantly higher than in 2017, due primarily to the DKK 1.5 billion donation as well as the effect of the acquisition of SEB Pension Danmark.

Loan impairments are expected to remain at a low level.

We expect net profit to be in the range of DKK 16-17 billion.

The outlook is subject to uncertainty and macroeconomic developments.

We maintain our ambition to rank in the top three among major Nordic peers in terms of return on shareholders’ equity.

Facts & figures

Our financial Fact Book is updated every quarter. It covers financial statistics, key statistics and macroeconomics.

245

 

number of branches

2.2

 
million

eBanking, Mobile and Tablet Banking customers

One-off items

(DKK millions)Q1 2018Q2 2018Q3 2018Q4 20182018 YTD
Reported pre-tax profit6,2025,4873,588 15,278
One-off items, in sum00-1,500 -1,500
Adjusted pre-tax profit6,202
5,4875,088 16,778
      
 (DKK millions)Q1 2018Q2 2018Q3 2018Q4 20182018 YTD
Net interest income000 0
Net fee income000 0
Net trading income000 0
Other income000 0
Revenues, in sum000 0
Costs00-1,500 -1,500
Impairments000 0
Effect on pre-tax profit00-1,500 -1,500

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Financial accounts

Income statement
Balance sheet
Financial highlights
Key figures
Income statement
Balance sheet
Financial highlights
Key figures

Look up historical data on our income statement, balance sheet and key figures going back to 1998.

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Contact us

If you would like more information about Danske Bank's activities, please contact us at Investor Relations. Direct contact information can be found below, while general inquiries can be directed to investor.relations@danskebank.dk
  • Claus I. Jensen

    Head of Investor Relations

    Phone: +45 45 12 84 83
    Mobile: +45 25 42 43 70
    Email: clauj@danskebank.dk
  • John Bäckman

    Chief IR Officer

    Phone: +45 45 14 07 92
    Mobile: +45 30 51 46 85
    Email: jbc@danskebank.dk
  • Heidi Birgitte Nielsen

    Chief IR Officer

    Phone: +45 45 13 92 34
    Mobile: +45 27 20 41 74
    Email: heidn@danskebank.dk
  • Robin Løfgren

    Senior IR Officer

    Phone: +45 45 14 06 04
    Mobile: +45 24 75 15 40
    Email: rlf@danskebank.dk
  • Tulle Louise Præstrud

    IR Coordinator

    Phone: +45 45 14 06 80
    Email: lopr@danskebank.dk