Cover pools

ECBC Covered Bond Label
Covered bonds issued by Danske Bank A/S from cover pool D, I and C are certified with the Covered Bond Label from the European Covered Bond Council (the ECBC).

The introduction of the ECBC's Covered Bond Label in December 2012 increased the transparency of covered bonds. On the basis of templates that are standardised at the national level, detailed information is displayed about cover pools and the national regulations for covered bonds.

For further information, see ECBC's website CoveredBondLabel.com for general information or the issuer specific information on Danske Bank A/S.

The tables below contain information on collateral in Cover Pool D, Cover Pool I and Cover Pool C.

You can download detailed information in the table "Download historical cover pool information" at the bottom.


Cover pool characteristicsCover pool DCover pool ICover pool C
Pool notionalDKK 33.8 billion (EUR 4.5 billion equivalent)DKK 116.7 billion (EUR 15.7 billion equivalent)DKK 61.4 billion (EUR 8.2 billion equivalent)
Number of loans60,183112,2226,259
Substitution collateralDKK 0 billionDKK 0 billionDKK 0 billion
Property type100% owner-occupied83% owner-occupied, 17% housing cooperatives8% Agriculture, Forestry, Horticulture, 
15% Industrial, 4% Cooperative Housing,
26% Rental Housing, 41% Retail, 5% Other
WA LTV55.0%53.0%55.4%
WA seasoning8.5 years4.3 years1.8 years
WA remaining term21.5 years29.0 years3.3 years
Rate typeFloating rateFloating rateFloating rate
Geographical location100% Denmark37% Sweden, 63% Norway70% Sweden, 30% Norway
OC at cut-off date14.00%12.10%27.2%
Number of loans in arrears
(>30 days)
000
Current balance in arrearsDKK 0DKK 0DKK 0
Cut-off date31 March 201731 March 201731 March 2017

Download ECBC information for our cover pools

  • 10. maj 2017ECBC Covered Bond Label template HTT-NTT - Q1 2017 Pool D
  • 10. maj 2017ECBC Covered Bond Label template HTT-NTT - Q1 2017 Pool I
  • 10. maj 2017ECBC Covered Bond Label template HTT-NTT - Q1 2017 Pool C
  • 06. feb 2017ECBC Covered Bond Label template HTT-NTT - Q4 2016 Pool D
  • 06. feb 2017ECBC Covered Bond Label template HTT-NTT - Q4 2016 Pool I
  • 06. feb 2017ECBC Covered Bond Label template HTT-NTT - Q4 2016 Pool C
  • 07. nov 2016ECBC Covered Bond Label template HTT-NTT - Q3 2016 Pool D
  • 07. nov 2016ECBC Covered Bond Label template HTT-NTT - Q3 2016 Pool I
  • 07. nov 2016ECBC Covered Bond Label template HTT-NTT - Q3 2016 Pool C
  • 30. jun 2016ECBC Covered Bond Label template - Q2 2016 Pool D
  • 30. jun 2016ECBC Covered Bond Label template - Q2 2016 Pool I
  • 30. jun 2016ECBC Covered Bond Label template - Q2 2016 Pool C

Contact us

If you would like more information about Danske Bank’s funding, please contact our funding team. Direct contact information can be found below, while general inquiries can be directed to groupfunding@danskebank.dk
  • Christoffer Møllenbach

    Head of Group Treasury

    Phone: +45 45 14 63 60
    Mobile: +45 21 55 10 52
    Email: chm@danskebank.dk
  • Bent Callisen

    First Vice President

    Phone: +45 45 12 84 08
    Mobile: +45 30 10 23 05
    Email: call@danskebank.dk
  • Thomas H. Jørgensen

    Chief Portfolio Manager

    Phone: +45 45 12 83 94
    Mobile: +45 25 42 53 03
    Email: thjr@danskebank.dk
  • Nicolaj Verdelin

    Chief Funding Manager

    Phone: +45 45 12 85 14
    Mobile: +45 23 72 99 14
    Email: nver@danskebank.dk
  • Steen Alva-Jørgensen

    Chief Funding Manager

    Phone: +45 45 14 37 49
    Mobile: +45 28 35 62 28
    Email: salv@danskebank.dk