"In the first nine months of the year, we continued our strong financial performance in a challenging operating environment. Progress was driven primarily by higher net interest income and increased lending volumes for business customers, while our activity-based fees held up very well towards the end of the period, and there was a recovery in both net trading and net insurance income for the year. Expenses trend according to plan, and strong credit quality continues to lead to modest impairments.

During the past four years, we have made significant changes at Danske Bank. This is to ensure that we have the right people, structures and controls in place to continue to deliver value for our customers as well as to deliver on our financial crime prevention transformation. Hence, we continue to expect to deliver on our 2023 targets, and we have created a strong foundation for also succeeding in the next chapter of the progress of Danske Bank; our Forward ’28 strategy.”

Carsten Egeriis 

Chief Executive Officer

Download the report (PDF)