Addressing societal challenges

Danske Bank is committed to helping solve some of the fundamental challenges that society faces today. We do not have all the answers, but together with our partners, we’re working to make our knowledge and resources available for the benefit of society. We have a responsibility to help build financial confidence in children and youth and at startups and to ensure a responsible transition to future financial services.




Building financial confidence in children and youth

The younger generation of the new millennium faces a world different from the one a generation before them. Even as digital natives, they must learn to navigate the financial system and the new challenges it brings – from digital services to new service providers, from a declining use of cash to cybersecurity risks. We believe that building financial confidence in young people will help them to make better financial choices later in life.  

Engaging the next generation in conversations about money

Engaging children and youth in conversations about money is more important than ever. We want to help children obtain basic knowledge about money and personal finances. For example, Danske Bank employees in Denmark participate in schools as guest lecturers to teach youth about personal finance skills.
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In 2017, more than 13,500 children and young people improved their financial skills 

Lowering barriers to economic growth among start-ups

Startups and small and medium-sized enterprises (SMEs) play a key role in growing the economy across markets. But competition can be fierce when companies have limited knowledge and access to resources. Half of startups fail within the first five years. At Danske Bank, we help startups and SMEs succeed by providing access to funding, talent and advice.

An online growth platform

In 2015 we created The Hub, an online platform that gives young companies with growth ambitions easy access to recruiting opportunities and investor guidance. We developed the platform with Rainmaking Loft, an experienced player in the Danish startup community. 

Enabling growth among SMEs

We work continually to develop solutions for promising small and medium-sized businesses. In 2015, together with Danica Pension, ATP and Pension Danmark, we established a DKK 1 billion fund to provide equity loans for qualifying SMEs.

Ensuring financial inclusion in a digital world 

As services become increasingly digitalised and cash is used less frequently, the risk of excluding vulnerable groups from making financial transactions grows. At Danske Bank, we develop products and services that help ensure a responsible transition to a modern financial infrastructure. 

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Making online banking simple and easy

In 2014, we developed Easy Bank, a simple alternative to our eBanking system, together with 16 elderly members of DaneAge and with input from other important organisations such as LEV, an association for people with mental disabilities.



United Nations Sustainable Development Goals

The United Nations Sustainable Development Goals (SDGs) define the economic, social and environmental dimensions of major challenges the world faces today. At Danske Bank, we believe businesses play a role in achieving the SDGs, and that is why we are seeking to align our core business and strategic initiatives with the SDGs.

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Corporate volunteering

In 2016, we spent 5,000 hours on voluntary work, helping people gain the financial confidence to handle the challenges of their personal finances.
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Our approach

At Danske Bank, we integrate corporate responsibility in our core business, work with partners and stakeholders, and report on our progress regularly.
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Environmental impact

We support the transition to a low-carbon economy directly through our operations and indirectly through cooperation with customers, portfolio companies and business partners.
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