Realkredit Danmark lending funded by green bond issues reaches DKK 10 billion in Denmark

Realkredit Danmark green bond-funded lending to finance properties in Denmark has more than doubled over the past year and has now reached DKK 10 billion.




“We are of course delighted with this development, and we continue to see increasing interest in green property financing from our customers. Although there was some concern that the coronavirus pandemic would affect our customers’ focus on the green transition, we now know that this certainly has not been the case. On the contrary, investing in sustainable properties is high on the agendas of an increasing number of our customers,” says Bjarne Jørgensen, Executive Vice President at Realkredit Danmark.

Expansion of target group
When Realkredit Danmark introduced the option of financing the most eco-friendly properties through green mortgage loans in 2019, as the first mortgage credit institution in Denmark to do so, such financing was targeted at large businesses and large property projects. With increasing interest from businesses, however, Realkredit Danmark decided in early 2020 to expand the target group by lowering the threshold for obtaining green loans to DKK 30 million.


At Realkredit Danmark and Danske Bank, we want to support businesses in their green transition by offering good and attractive financing options. We are off to a good start 

Bjarne Jørgensen

Executive Vice President, Realkredit Danmark


In order to obtain a green mortgage loan from Realkredit Danmark, the borrower must document that the loan will be used for initiatives that contribute to reducing a property’s energy consumption by at least 30%, or that the property has the energy performance certification of A or B or other recognised certification at a similar level.

“Investing in the construction and development of more sustainable properties in Denmark requires capital. At Realkredit Danmark and Danske Bank, we want to support businesses in their green transition by offering good and attractive financing options. We are off to a good start and are confident that we will continue to see strong growth within sustainable financing over the coming years,” says Bjarne Jørgensen.