For payments with a Visa/Dankort card made in retail outlets or on the internet in Denmark – both with a physical card and via Apple Pay – it is the individual retailer that decides whether the payment will, as a general rule, be made using the Dankort part or the Visa part of the card. Where it is technically possible, the customer can decide which part of their Visa/Dankort card they use when they make a payment.
The new option of linking the Dankort part of a Visa/Dankort card to Apple Pay has several benefits for the consumer. For example, there is no 30-day spending limit of DKK 25,000, and it will usually be possible to see payments in Danske Mobile Banking and Danske eBanking the same day as they are made.
About Apple PaySecurity and privacy are at the core of Apple Pay.
When you use a credit or debit card with Apple Pay, the actual card numbers are not stored on the device, nor on Apple servers. Instead, a unique Device Account Number is assigned, encrypted and securely stored in the Secure Element on your device. Each transaction is authorized with a one-time unique dynamic security code.